Karlos serves as President of Infincol (Bahamas) Limited and MoneyMaxx Co. Ltd., an operations management business and a non-bank financial services company, respectively. Infincol (Bahamas) Limited provides contract administrative and operations management services to entities in various industries. MoneyMaxx provides money transfers with Western Union, utility bill payments, and invoice collections for local and interisland wholesalers and retailers. MoneyMaxx’s MaxxWallet mobile wallet allows customers to facilitate payments, transfer, and other financial transactions via their smartphone using the MoneyMaxx app.

Karlos is a high school graduate of St. Augustine’s College and he studied science and finance after high school, earning a Bachelor’s Degree in Physics from Fisk University and a Master’s Degree in Accounting (Valuation) from the Owen Graduate School of Management at Vanderbilt University. Karlos is a Certified Management Accountant, a Certified Treasury Professional, and a Certified Public Accountant.